Top 5 Apps to Track Your Personal Spending

San Francisco can get expensive and with daily spending getting so high, it might be important to keep track of your spending habits. Keeping track of your budget can help you maintain your finances easily. With the help of technology, it has become easier to access personal spending and budget tracking through mobile phone devices too. In the past, Microsoft Money and Quicken were the two programs that were used by people. However, with advancement, more efficient and refined applications have become accessible to all of us. If you want to figure out the best app to track personal spending, here are a few options to pick from:
Dollarbird
One application to track personal spending is Dollarbird that will let you add past as well as present expenses to the built-in calendar. It will then calculate the influence of your spending on the total balance that you have. Moreover, it will also categorize the spending based on different things you spend on. The perks of using this application include:

• It is free.
• It can be used on Android and iOS devices.

Level Money
For people who struggle with calculations, Level Money can be really useful. As you enter your total income, it will subtract the number of your expenses and savings to give you the leftover amount for personal spending. You will know how much you have in your account for purchasing stuff each day or month based on the calculation. 

• It is free. 
• It will also link to your accounts for data input for accurate calculations.

Mint
Another wonderful application to track personal spending is Mint. This app lets you create your budget based on different categories for each month. You will have graphs that will tell you about how much you are spending. Moreover, it sends warnings as you reach your limit along with helping you keep your credit score on track.

• It is free.
• You can manually input data in the application or plug it in if the application works with your bank.
• Keep track of your spending and sends you alert if you are over a limit. 

Wallaby
Technology has made it quite easy to reach your credit score goals. If your focus with personal spending is to enhance credit score, Wallaby is a great choice. It makes a list of transactions to identify which card you should pick to make your purchase at certain merchant sites. 

• It is free.
• It will warn you about the credit limit.

Penny
Penny is more interesting as it keeps track of your spending habits like a friend. It sends you texts as well as notifications that comment on your spending habits. If you are looking for a light and interesting app to keep things under control, you can give Penny a try.

• It is free.
• It can be downloaded from iOS and Android software.

Your spending habits can go out of control and the fluctuating numbers can impact your credit score. Furthermore, if you are trying to save up for a startup, business, house, trip, or a nice car, you need to balance your spending habits. Otherwise, you can also use the technology to generally maintain your monthly budget to ensure that you are living within your means.